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Checking Account

 
 
July 28, 2015
Personal Checking


See which Linn County State Bank checking account is right for you.

 

 

Free Checking

Elite Checking1

NOW Account

Money Market

Opening Deposit

$100

$100

$1,000

$2,500

Minimum Balance

$0

$100

$1,000

$2,500

Monthly Service Charge*

FREE

FREE

$10

$10

ATM/Debit Card

Yes

Yes

Up to $10 in surcharges refunded monthly

Yes

No

Interest Rate

0.00%

2.75% APY^

0.50% APY^

0.20%-0.40% APY^

Transaction Limit

No Limit

No Limit

No Limit

6 checks/month

Images w/Statement

No

E-statement Required

Yes

No

*Monthly service charge applies only if minimum balance is not maintained

^Annual Percentage Yield, Money Market is a tiered account; please contact us for specific rates

1Some restrictions apply. Consumer product only. Variable rate account; rate and APY subject to change after the account is opened. Account holder must conduct 15 debit card transactions per month, receive monthly direct deposit, maintain a minimum balance of $100, and receive monthly e-statements to qualify for the advertised premium rate of 2.75% Annual Percentage Yield (APY). Current rate effective 4/20/2015. ATM Surcharge fees will be refunded up to $10/month provided account holder meets the criteria to achieve premium APY. Should account holder fail to meet the criteria, the account will earn 0.10% APY. Premium rate will be paid on funds up to $15,000. Account holders will earn 0.25% APY on funds over and above $15,000 provided monthly criteria are met. Fees may reduce earnings on the account. Safe Deposit Box subject to availability.

 

 

Rates effective April 20, 2015. Deposit account rates are variable and are subject to change after account opening. Fees may reduce earnings on these accounts.

 

Table Abbreviations:

-         APY = Annual Percentage Yield

-         Rate = Interest Rate

 

 

 

 

July 28, 2015




Questions?
Want more information?
Contact us at (319) 447-2551
or mailbox@linncsb.com


 
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Linn County State Bank has implemented a "Customer Identification" program in compliance with the USA Patriot Act passed by the United States Government to help prevent
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